Insurer refuses to pay up for summer storm damage

12/08/2007

Firms can reject bad weather claims for what seem spurious reasons

Llloyds TSB has turned down an insurance claim from a customer whose home was damaged by the recent torrential rain because it did not consider the storm to be “severe” enough.

Insurers have so far attracted plaudits for the way they have dealt with claims arising from this summer’s appalling weather, having housed tens of thousands of customers in temporary accommodation following last month’s floods.

However, the Lloyds case will raise fears that some insurers will try to wriggle out of bad-weather claims on technicalities.

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